I’m Frustrated.

well.
the reasons for that are numerous…but that’s a whole nuther post. I’m frustrated and it boils down to customer service.

I called my re-fi guy about five weeks ago. maybe four give or take a day. I’m sure it was before the first though. We had a few conversations, things were moving along, then an entire week went by and when I called he two days after he was supposed to contact me, he promised to call me in THIRTY MINTUES and get things going. Then this week we had the ice and weather. Well, whatever. I went to his office yesterday and we’ve lost the 4% interest rate. At this point, it’ll be somewhere in the 5’s, which is still a full point lower and yes that is good but after all this time, THIS is what I wanted to happen:

I wanted to go in, hand over stuff have him tell me we’ve locked in a 4% intereste rate, your payment each month will be lowered by 100.00, and we can close at the place where your friend works as soon as possible. Oh and don’t bother paying the next two payments. You’re clear.

NONE OF THAT HAPPENED. And I’m frustrated. I’m angry that he’s just lollygagged thru this whole deal. I am clear that the market is volatile. I’m clear that our economy is in the toilet. What I am NOT clear about is why after I did everything I was supposed to do on my end, I’m screwed out of another point lower interest rate because he didn’t fucking call me back?????

On top of that, this last week, even with the day off for ice, I was set to make 60% commission. until all my cut/color/wax combos decided to just not show up, or move it to next week. I have watched my check dwindle down, like our volatile market, day by day. Today is set to be good, if everyone shows. My stripper girl who is down for color is a little flakey, but hopefully it’s an afternoon appointment and she’s awake enough to show up. Gah.

I even woke up bitching in my head about this re-fi stuff. My morning pages are filled with spewing and gritching. Sigh. However I did go treat myself to a 13 dollar pressie yesterday. I bought the Biggest Loser yoga dvd. I did about oh….ten to fifteen minutes last night. My body has not been streched like that in eons and I was immediatly sleepy. Bedtime for me was 9:30.

I’m still drinking crappy coffee…was trying to save money and go cheaper…well it sucks however, my taste buds are getting numb to it, so gulp gulp gulp!!!

breath. I’m fine. Just a lot going on up in the ole noggin. Money makes me fucking nuts. But…I’m figuring out stuff and going to take my taxes on Monday and will get some relief and a little extra. I think I am going to take the tax credit. It’s an intrest free loan. I can set aside money in a seperate account for the paying back that will begin in two years. and I can use it to put in new windows, some more insulation and possibly a fence! and maybe a little for a trip to the beach? wouldn’t that be dandy. I’d need at least a week cuz I won’t decompress for at least two days…think about it. An all-inclusive place, food, drink, sun, sand….anyone wanna join me?